At Bagelica Handbags, we believe in making online shopping simple, safe, and transparent. This Payment Policy explains how payments are handled when you shop with us, what methods we accept, and how your information is protected. By placing an order on our website, you agree to the practices outlined in this policy.

Accepted Payment Methods

We accept the following payment options for your convenience:
Major credit and debit cards (Visa, MasterCard, UnionPay,  American Express)
Secure digital wallets or online payment systems (such as Google Pay available at checkout)

All payments are processed in U.S. Dollars (USD).

Payment Timing

Full payment is required at the time of checkout.
Orders cannot be processed or shipped until payment is confirmed.
If your payment does not go through successfully, the order will not be completed.

Secure Transactions

We take payment security seriously. To protect your information:

All transactions are processed through trusted, encrypted payment gateways.
We do not store your credit card or banking details on our servers.
Sensitive payment information is handled only by the payment processor.

This ensures your personal and financial data stays safe throughout the transaction.

Order Confirmation

Once your payment has been approved, you will receive an order confirmation email with the details of your purchase. This confirmation means your order has been successfully placed and is being prepared for shipment.

If you do not receive a confirmation email within a few hours, please check your spam folder or contact our support team.

Declined or Failed Payments

If your payment is declined or fails:

Double-check that your billing details and card information are entered correctly.
Contact your bank or card provider to confirm there are no issues on their end.
Try an alternative payment method if the issue continues.

Our support team is available to guide you if you need assistance.

Fraud Prevention and Verification

To protect both our customers and our store, we monitor transactions for signs of fraudulent activity. If suspicious activity is detected:

We may place your order on hold for manual verification.
In rare cases, we may cancel the order and issue a refund.
Our customer service team will contact you if additional verification is required.

This process ensures a safe and secure shopping environment for all.

Refunds and Payment Reversals

If a refund is approved (for example, due to a return or order cancellation), it will always be sent back to the original payment method used during checkout.
Refund processing times vary depending on your bank or payment provider. In most cases, it may take 3–7 business days for the funds to appear in your account.
We do not issue refunds to alternative payment methods other than the one used for the original transaction.

Customer Rights

We believe in being fully transparent with our customers. You have the right to:
Request clarification about any payment-related process.
Contact us if you experience any issues during checkout.
Dispute a charge through your bank or payment provider if unauthorized.

Contact Us

If you have any questions or concerns about making a payment, our support team is always ready to assist you.
Email: support@bagelica.shop
Phone: +1 (320) 555-0192
Business Hours: Monday to Friday, 9:00 AM – 5:00 PM (GMT-05:00)
Address: 308 Haarfager Ave N, Canby, MN 56220, United States